10 Benefits of Using OneLedger Girvi Management Software for Gold Loan Businesses
Simplify your gold loan business with OneLedger Girvi Management Software. Discover the top 10 benefits of digitising customer rec...
Trusted by 15,000+ jewellers
Next-Gen Girvi Management Software
The most trusted girvi software to manage gold & silver loans, interest calculations, receipts, customer records and full account history — all from one platform.
- 30-day free trial
- Android & web
- Import help included
Running girvi1,284
Interest due₹3.42L
Collected today₹68,500
RSRamesh SharmaGirvi #2481 · 22K chain 18.2 gPaid
MKMeena KumariGirvi #2477 · 2 bangles 24.6 gDue 3 days
AVArjun VermaGirvi #2470 · ring 6.1 gRenewed
Daily backupsEncrypted & secure
Android + WebWorks on any device
15,000+Jewellers & pawn brokers
5×Faster billing & receipts
3–4Hours saved every day
30 daysFree trial
Features
Everything your girvi counter needs
Interest, pledges, lockers, receipts and reports — built for Indian jewellers and pawn brokers.
Interest automation
Accurate monthly / daily interest — simple or compound — with dues, part payments and automatic reminders.
Pledge & locker tracking
Track every pledged article, locker number and movement log. Reconcile in seconds.
GST receipts & day book
Print clean girvi receipts and GST invoices, with day book, settlements and closures.
SMS & WhatsApp reminders
Send due-date and interest reminders to customers — reduce outstanding girvi payments.
Audit-ready reports
Export PDF / Excel reports for loans, interest, lockers and collections with date filters.
Mobile-first & multi-branch
Owner dashboard on Android and web, branch-wise roles and consolidated reports.
How it works
Set up once, then everything flows
01
Sign up free
Create your account on OneLedger in two minutes — no credit card.
02
Import your registers
Our team helps move customers and running girvi from your registers or Excel.
03
Start lending digitally
Make girvi tickets, collect interest, print receipts and track lockers from day one.
Free trial
Try the Girvi app free for 30 days
Secure & simple girvi management for jewellers and pawn brokers — interest automation, pledge/locker control, GST receipts & audit-ready reports.
- No credit card required
- Switch anytime • import help included
- Android & web access • owner dashboard
Secure & simple girvi management software
Our platform powers everyday lending for jewellery businesses — built as a modern girvi software and gold loan software suite with a clean girvi app / gold loan app for mobile. Whether you are a single shop or a multi-branch pawn broker management setup, you get fast interest calculations, pledge tracking, locker logs and gold loan management reports — without spreadsheets.
- Interest engine (monthly / daily), dues & reminders
- Pledge tickets, locker & article movement
- GST invoices / receipts, day book & settlements
- Roles & permissions for branches
Watch
See Girvi Management Software in action
Official introduction of Girvi Management Software: girvi loans, interest, lockers, receipts and reports in one app.
Pricing
Simple pricing, free trial
One yearly plan with every feature. Start free — upgrade when you are happy.
Free trial
Try everything free for 1 month
Free
No credit card needed
- 1 month free trial
- All features unlocked
- Android & web app
- Data import help
Most popular
Girvi plan
Best for most shops
₹17,000
/ year
+ 18% GST
- 12 Months Plan + 3 Months Extra = Total 15 Months
- All girvi features
- Unlimited customers & bills
- Android & web app
- Phone & WhatsApp support
- Free data import
Girvi + Jewellery plan
Girvi + jewellery in one software
₹35,000
/ year
+ 18% GST
- 12 Months Plan + 3 Months Extra = Total 15 Months
- Girvi + Jewellery in one login
- Everything in both plans
- Multi-branch ready
- Priority support
Prices in Indian Rupees. Need many branches or a custom setup? Talk to us.
Schemes
Every interest scheme your shop uses
Set the scheme once — the software calculates interest the same way on every girvi.
Monthly
Interest = amount × rate % per month × months
15 days slab
After full months, 15 days or less = ½ month
One month compulsory
At least 1 month interest even if released early
Daily
Per-day rate = monthly rate ÷ 30
Weekly, quarterly & yearly
Weekly = rate ÷ 4, quarterly = rate × 3, yearly = rate × 12
Compound after 11 / 12 months
Unpaid interest is added to the principal after N months
Free tools
Free calculators for girvi & gold loan
Use them free — no login. The software does the same on every bill automatically.
GST calculator
Add or remove GST on any amount — gold & silver jewellery 3%, making charges 5% and other rates.
Girvi interest calculator
Interest on a girvi from date to date — monthly or daily, 15-day slab, minimum months and compound interest.
Gold loan calculator
Loan amount from weight, purity, today's rate and LTV — for gold and silver.
Free templates (Excel / PDF)
Download free Excel and PDF templates for your girvi shop — with formulas that already work. No sign-up needed...
Security
Security that keeps you audit-ready
Your customers trust you with their gold. We protect your records with the same care — designed for compliance from day one.
Encryption at rest & in transit
Daily automated backups
Role-based access & activity logs
Exportable reports (PDF / Excel) for audits
Data residencyHosted on reputable cloud in India; restricted access.
Undo & trailsEvery step on a bill can be undone, and changes stay traceable.
Why switch
Registers & spreadsheets vs Girvi Management
| What you need | Registers / Excel | Girvi Management |
|---|---|---|
| Interest calculation | Time-consuming manual math | Accurate interest & automatic reminders |
| Locker & article history | Missing movement history | Pledge / locker logs & settlements |
| Changes & audits | Hard-to-trace changes | Audit-ready exports & activity logs |
| Owner visibility | Only at the shop counter | Live dashboard on mobile |
Customers
What jewellers say
“Before Girvi Management Software, calculating interest and handling records was a headache. Now everything is automated — from loans to receipts. I save 3–4 hours daily and my staff makes fewer mistakes.”
“The locker and gold stock tracking feature is a game changer. Earlier we maintained registers, now it is all digital and transparent. Customers also trust us more when they see proper records.”
“Reports that took 2–3 days to compile are now ready in minutes. During audits, I can confidently share every detail. Our efficiency has increased by almost 50%.”
Blog
All blog posts
Latest guides
Girvi Business Tips
How SMS Reminders Reduce Outstanding Girvi Payments by 30%
Learn how SMS reminder systems in Girvi Management Software help jewellery shops reduce outstanding payments by up to 30%, improve...
Gold Pricing & Lending
Gold Price Volatility & What It Means for Girvi Shops & Customers Today
Gold price trends in India and their effect on girvi loans, business risk, and customer behaviour.
Is this app suitable for small lenders?
Yes. It is ideal for small lenders: a simple screen, quick record keeping and the essential features both small and large girvi businesses need.
Can I use it on mobile?
Yes. It works on Android and in any browser, so you can see loans, interest and reminders on the go.
Is my data safe?
Your data is encrypted at rest and in transit, backed up daily, and protected with role-based access for your staff.
Can I download customer reports?
Yes. Export audit-ready PDF / Excel reports for loans, interest, lockers and collections with custom date filters.
Can it be customised to my needs?
Yes — branding on receipts, custom fields, user roles, bilingual labels and module toggles so the system fits your workflow.
How much does Girvi Management Software cost?
You can start with a free 30-day trial. The 1-year Girvi plan is ₹17,000 + GST and includes 3 extra months (15 months). The combined Girvi + Jewellery plan is ₹35,000 + GST.
Can you move my old girvi registers into the software?
Yes. Our team helps import customers and running girvi from your registers, Excel or old software during setup.
Free demo
Questions? Get a personalised demo
Tell us a bit about your shop and we will suggest the best setup for you.
- No commitment — just a friendly walkthrough
- Guidance based on how your shop works
- Setup, data import & onboarding tips
Schedule a free demo
Pick a time — we will show you Girvi Management Software on a call.