Gold loan calculator — how much loan on your gold

Loan amount from weight, purity, today's rate and LTV — for gold and silver.

Gross weight (g)

Less: stones / dust (g)

Purity

Pure gold rate (₹ per 10 g, 24K)

Loan to value (LTV %)

Interest (% per month)

Enter today's rate in your city. Many lenders keep LTV at or below 75% of the gold value.

Net weight—

Pure metal (fine weight)—

Metal value—

Interest per month on max loan—

Maximum loan—

Frequently asked questions

How much loan can I get on 10 grams of gold?

Loan = net weight × purity × gold rate × LTV. For 10 g of 22K gold at ₹75,000 per 10 g (24K) and 75% LTV: 10 × 0.916 × 7,500 × 0.75 ≈ ₹51,525.

What is LTV in a gold loan?

Loan to value — the loan as a percentage of the gold value. Many lenders keep it at or below 75%.

Add or remove GST on any amount — gold & silver jewellery 3%, making charges 5% and other rates.

Interest on a girvi from date to date — monthly or daily, 15-day slab, minimum months and compound interest.

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