Girvi register (Excel)
A full girvi register with customer, items, weight, loan, rate and release date. Months (15-day slab) and interest till today are calculated for you.
Excel workbook (.xlsx) · 27 KB
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- Interest calculation
Automatic girvi interest calculation
The software works out interest from the bill's own scheme — monthly, daily, 15-day slab, minimum months or compound — the moment the customer comes.
Step by step
How it works in Girvi Management Software
- 1
Each girvi bill keeps its own scheme and rate — changing a scheme later only affects new bills.
- 2
Open the bill: interest from the girvi date to today is already worked out (both days counted).
- 3
Part months follow the scheme: full month, only completed months, day-wise or the 15-day slab; the minimum period (e.g. 1 month compulsory) is applied.
- 4
If the scheme compounds, unpaid interest is added to the principal after N months; paid interest is never compounded.
- 5
Receive interest, a part payment or give a top-up — store-wide rules decide when the principal changes.
- 6
Release, renew or close the bill and print the receipt; reminders go out for expired bills and unpaid interest.
Free templates
All templatesGirvi interest calculator & chart (Excel)
Interest from date to date — 15-day slab, full month or day-wise — plus a ready interest chart from ₹1,000 to ₹5,00,000 for 1–12 months.
Excel workbook (.xlsx) · 10 KB
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Girvi receipt / slip (PDF, A5)
A clean girvi receipt to print: customer, ID, items with weight and purity, loan, rate, scheme, terms and signatures.
Printable PDF (A5) · 25 KB
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Customer import sheet (CSV)
The exact columns the software imports (name, S/O, mobile, Aadhaar, address …). Fill it once and import all customers in one go.
CSV for Excel · 1 KB
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Frequently asked questions
Does the software support the 15-day slab and 1 month compulsory?
Yes — both are built-in schemes, along with monthly, daily, weekly, yearly and compound after 11 / 12 months. You can also make your own.
What happens to interest after a part payment?
Your store rules decide whether the principal reduces in the current or the next cycle, and whether old interest must be cleared first.
Can I check the interest before the customer comes?
Yes — open any bill to see interest till today, and use the reports for pending interest across all bills.
More free tools
GST calculator
Add or remove GST on any amount — gold & silver jewellery 3%, making charges 5% and other rates.
Girvi interest calculator
Interest on a girvi from date to date — monthly or daily, 15-day slab, minimum months and compound interest.
Gold loan calculator
Loan amount from weight, purity, today's rate and LTV — for gold and silver.
Free trial
Try the Girvi app free for 30 days
Secure & simple girvi management for jewellers and pawn brokers — interest automation, pledge/locker control, GST receipts & audit-ready reports.
- No credit card required
- Switch anytime • import help included
- Android & web access • owner dashboard